# iDinheiro Brazil Loan & Interest Rate Scraper (`scrapers_lat/idinheiro-scraper`) Actor

Extract Brazilian loan and credit rates by lender from iDinheiro. Get lender, monthly interest rate, CET, annual rate, released-amount range in reais, Reclame Aqui rating, pros and cons. Export to JSON, CSV or Excel.

- **URL**: https://apify.com/scrapers\_lat/idinheiro-scraper.md
- **Developed by:** [Scrapers Lat](https://apify.com/scrapers_lat) (community)
- **Categories:** Business, Automation, Developer tools
- **Stats:** 2 total users, 1 monthly users, 93.1% runs succeeded, 0 bookmarks
- **User rating**: No ratings yet

## Pricing

from $6.15 / 1,000 results

This Actor is paid per event. You are not charged for the Apify platform usage, but only a fixed price for specific events.
Since this Actor supports Apify Store discounts, the price gets lower the higher subscription plan you have.

Learn more: https://docs.apify.com/platform/actors/running/actors-in-store#pay-per-event

## What's an Apify Actor?

Actors are web data automations that power AI and operations. They run on the Apify platform to scrape websites, process data, connect APIs, and automate workflows.
In Batch mode, an Actor accepts a well-defined JSON input, performs an action which can take anything from a few seconds to a few hours,
and optionally produces a well-defined JSON output, datasets with results, or files in key-value store.
In Standby mode, an Actor provides a web server which can be used as a website, API, or an MCP server.
Actors are written with capital "A".

## How to integrate an Actor?

If asked about integration, you help developers integrate Actors into their projects.
You adapt to their stack and deliver integrations that are safe, well-documented, and production-ready.
The best way to integrate Actors is as follows.

- **AI agents and MCP clients** — the [Apify MCP server](https://docs.apify.com/integrations/mcp.md) at `https://mcp.apify.com` (remote, streamable HTTP, OAuth on first use).
- **Agentic workflows and local Actor development** — [Agent Skills](https://apify.com/.well-known/agent-skills/index.json) with the [Apify CLI](https://docs.apify.com/cli/docs.md): `npm install -g apify-cli`, then `apify login`.
- **JavaScript/TypeScript projects** — the official [JS/TS client](https://docs.apify.com/api/client/js/docs.md): `npm install apify-client`.
- **Python projects** — the official [Python client](https://docs.apify.com/api/client/python/docs.md): `pip install apify-client`.
- **Any other language** — the [REST API](https://docs.apify.com/api/v2.md).

For usage examples, see the [API](#api) section below.

For more details, see Apify documentation as [Markdown index](https://docs.apify.com/llms.txt) and [Markdown full-text](https://docs.apify.com/llms-full.txt).

# README

[![iDinheiro Brazil Loan & Interest Rate Scraper](https://scrapers.lat/banners/idinheiro-scraper.png)](https://console.apify.com/actors/hHDSgl52E9t4JBSFM/input)

## iDinheiro Brazil Loan & Interest Rate Scraper

> Extract Brazilian loan and credit interest rates by lender from iDinheiro, the rates fintechs and banks publish on their comparison rankings

**📥 [Input](https://apify.com/scrapers_lat/idinheiro-scraper/input-schema) · 📤 [Output](https://apify.com/scrapers_lat/idinheiro-scraper/output-schema) · 💰 [Pricing](https://apify.com/scrapers_lat/idinheiro-scraper/pricing) · ▶️ [Examples](https://apify.com/scrapers_lat/idinheiro-scraper/examples)**

![Apify](https://img.shields.io/badge/Platform-Apify-1CE1CE?logo=apify\&logoColor=white)
![Coverage](https://img.shields.io/badge/Coverage-Brazil-blue)
![Maintained](https://img.shields.io/badge/Maintained-Yes-brightgreen)
![Output](https://img.shields.io/badge/Output-JSON%20%7C%20CSV%20%7C%20Excel-orange)

<table><tr>
<td align="center"><strong>13 fields</strong><br>per record</td>
<td align="center"><strong>Brazil</strong><br>coverage</td>
<td align="center"><strong>JSON / CSV / Excel</strong><br>output formats</td>
</tr></table>

<br>

### Who is it for

| Use case | Who benefits |
|---|---|
| Track monthly interest rates across Brazilian lenders | Fintech analysts and product teams |
| Build a loan price comparison or aggregator | Personal finance sites and marketplaces |
| Monitor competitor credit pricing over time | Banks and credit fintechs |
| Feed rate data into a lending decision model | Data and credit risk teams |
| Research the Brazilian consumer credit market | Market researchers and journalists |

### Frequently Asked Questions

**Which country and lenders does this cover?**
It covers Brazil. The scraper reads the lender rankings on iDinheiro, which include banks and fintechs such as Creditas, Banco BV, Geru, Crefisa and others, depending on the comparison page you point it at.

**How many records will a single page return?**
It depends on the page. A ranking page produces one record per lender loan modality listed in its rate breakdown tables, typically several to a few dozen records per page. You can point the actor at multiple comparison pages in one run.

**Can I choose which loan categories to scrape?**
Yes. Provide the iDinheiro comparison page URLs you care about in the input, for example the best online loans ranking, the instant Pix loan page, or the loans for negatived customers page. Each page is parsed the same way.

**Why is the interest rate sometimes a "starting from" value?**
iDinheiro publishes rates as "a partir de" (starting from), so the numeric rate fields hold that advertised minimum. The original wording, including conditions like "+ IPCA" or "depends on the convenio", is preserved in the notes field so nothing is lost.

**What happens when a rate or amount is missing for a product?**
Missing values are returned as null rather than guessed. For example a payroll product priced "by convenio" will have a null monthly rate, with the original text kept in notes. Amount and term fields are also null when the page expresses them as a condition (for example "up to 35% of the benefit") instead of a fixed value.

### Example use cases

Ready-to-run example tasks, each preconfigured for a common scenario. Open one and press run, or use it as a template:

- [iDinheiro Best Bank Loans](https://apify.com/scrapers_lat/idinheiro-scraper/examples/idinheiro-best-bank-loans): Compare the best Brazilian banks for personal loans on iDinheiro with interest rates and amount ranges.
- [iDinheiro EasyCredito Loan Rates](https://apify.com/scrapers_lat/idinheiro-scraper/examples/idinheiro-easycredito-loan-rates): Compare EasyCredito and partner loan offers in Brazil on iDinheiro with interest rates and CET.
- [iDinheiro Finanzero Loan Rates](https://apify.com/scrapers_lat/idinheiro-scraper/examples/idinheiro-finanzero-loan-rates): Track Finanzero and partner personal loan rates and amount ranges in Brazil from iDinheiro.
- [iDinheiro Instant Pix Loans](https://apify.com/scrapers_lat/idinheiro-scraper/examples/idinheiro-instant-pix-loans): Track instant loan providers that release funds via Pix in Brazil with interest rates and CET from iDinheiro.
- [iDinheiro Loans For Salaried Workers](https://apify.com/scrapers_lat/idinheiro-scraper/examples/idinheiro-loans-for-salaried-workers): Compare loan offers for salaried employees (assalariados) in Brazil on iDinheiro with rates and terms.
- [iDinheiro Loans Low Credit Score](https://apify.com/scrapers_lat/idinheiro-scraper/examples/idinheiro-loans-low-credit-score): Track loan options for low credit score (score baixo) borrowers in Brazil on iDinheiro with rates.
- [iDinheiro Low Interest Loans](https://apify.com/scrapers_lat/idinheiro-scraper/examples/idinheiro-low-interest-loans): Compare low interest personal loans in Brazil on iDinheiro with monthly rates and released amounts.
- [iDinheiro Santander Loan Rates](https://apify.com/scrapers_lat/idinheiro-scraper/examples/idinheiro-santander-loan-rates): Track Santander personal loan interest rates and released amounts in Brazil from iDinheiro.
- [iDinheiro Urgent Online Loans](https://apify.com/scrapers_lat/idinheiro-scraper/examples/idinheiro-urgent-online-loans): Track urgent online loan providers in Brazil on iDinheiro with interest rates, CET and amount ranges.
- [iDinheiro Personal Loans](https://apify.com/scrapers_lat/idinheiro-scraper/examples/idinheiro-personal-loans): iDinheiro Personal Loans

### Export, API and AI agents (x402 + MCP)

Export the scraped data to **JSON, CSV or Excel**, pull it as a **dataset** through the Apify **API**, or wire it into your app with **no code**. This web scraper and data extractor also works for bulk data extraction and scheduled runs.

For AI agents: this Actor is available on **x402**, Apify's agentic payment standard built with Coinbase. An AI agent can discover, pay for and run it on its own with a funded wallet and a single HTTP request: no account, no subscription, no API key and no human in the loop. It also runs as an **MCP** tool inside Claude, Cursor and other AI clients out of the box. Learn more about [x402 agentic payments on Apify](https://docs.apify.com/platform/integrations/x402).

### Related scrapers

Need data from the same space? Here are other scrapers we build and maintain:

- [Argentina Dollar Exchange Rate Scraper](https://apify.com/scrapers_lat/argentina-dolar-scraper): Scrape Argentina dollar exchange rates (blue, oficial, MEP, CCL, tarjeta, cripto) with buy and sell...
- [B3 Brazil Listed Company Registry Scraper](https://apify.com/scrapers_lat/b3-scraper): Extract the B3 Brazilian stock exchange listed-company registry. Scrape company name, trading name...
- [Doctoralia Doctor Profiles & Reviews Scraper](https://apify.com/scrapers_lat/doctoralia-scraper): Extract doctors and specialists from Doctoralia across LATAM. Scrape names, specialties, cities...
- [Paginas Amarillas Business Listings Scraper](https://apify.com/scrapers_lat/paginasamarillas-scraper): Extract business listings from Páginas Amarillas across 9 LATAM countries. Scrape business name...
- [SUNAT Peru RUC Scraper](https://apify.com/scrapers_lat/sunat-scraper): Extract Peru SUNAT taxpayer records by RUC or company name: legal name, status, tax address, CIIU...
- [Colombia SECOP Scraper](https://apify.com/scrapers_lat/colombia-secop-scraper): Extract Colombia public contracts from SECOP II (datos.gov.co): entity and supplier, NIT, contract...

### More scrapers at scrapers.lat

This actor is built and maintained by [scrapers.lat](https://scrapers.lat), where we publish scrapers for Latin American and US public platforms: real estate, jobs, e-commerce, company registries and government data. Browse the full catalog, see live sample output for each one, or ask us for a custom scraper at [scrapers.lat](https://scrapers.lat).

***

> This actor is an independent tool and has no affiliation with iDinheiro. It only accesses data that is publicly available on the platform. Use it in accordance with iDinheiro's terms of service.

# Actor input Schema

## `maxRecords` (type: `integer`):

Maximum number of loan-rate records to collect across all pages. Optional.

## `startUrls` (type: `array`):

iDinheiro loan/credit ranking pages to scrape. Each page lists several lenders with their interest rates (taxa de juros) and released-amount ranges. One record is produced per lender loan product (modality). Leave empty to use the default best-online-loans ranking. Example pages: emprestimos/melhores-empresas-de-emprestimo-online, emprestimos/melhor-banco-para-emprestimo, emprestimos/emprestimo-na-hora-via-pix.

## Actor input object example

```json
{
  "maxRecords": 10,
  "startUrls": [
    "https://www.idinheiro.com.br/emprestimos/melhores-empresas-de-emprestimo-online/"
  ]
}
```

# Actor output Schema

## `results` (type: `string`):

No description

# API

You can run this Actor programmatically using our API. Below are code examples in JavaScript, Python, and CLI, as well as the OpenAPI specification and MCP server setup.

## JavaScript example

```javascript
import { ApifyClient } from 'apify-client';

// Initialize the ApifyClient with your Apify API token
// Replace the '<YOUR_API_TOKEN>' with your token
const client = new ApifyClient({
    token: '<YOUR_API_TOKEN>',
});

// Prepare Actor input
const input = {
    "maxRecords": 10,
    "startUrls": [
        "https://www.idinheiro.com.br/emprestimos/melhores-empresas-de-emprestimo-online/"
    ]
};

// Run the Actor and wait for it to finish
const run = await client.actor("scrapers_lat/idinheiro-scraper").call(input);

// Fetch and print Actor results from the run's dataset (if any)
console.log('Results from dataset');
console.log(`💾 Check your data here: https://console.apify.com/storage/datasets/${run.defaultDatasetId}`);
const { items } = await client.dataset(run.defaultDatasetId).listItems();
items.forEach((item) => {
    console.dir(item);
});

// 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/js/docs

```

## Python example

```python
from apify_client import ApifyClient

# Initialize the ApifyClient with your Apify API token
# Replace '<YOUR_API_TOKEN>' with your token.
client = ApifyClient("<YOUR_API_TOKEN>")

# Prepare the Actor input
run_input = {
    "maxRecords": 10,
    "startUrls": ["https://www.idinheiro.com.br/emprestimos/melhores-empresas-de-emprestimo-online/"],
}

# Run the Actor and wait for it to finish
run = client.actor("scrapers_lat/idinheiro-scraper").call(run_input=run_input)

# Fetch and print Actor results from the run's dataset (if there are any)
print("💾 Check your data here: https://console.apify.com/storage/datasets/" + run["defaultDatasetId"])
for item in client.dataset(run["defaultDatasetId"]).iterate_items():
    print(item)

# 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/python/docs/quick-start

```

## CLI example

```bash
echo '{
  "maxRecords": 10,
  "startUrls": [
    "https://www.idinheiro.com.br/emprestimos/melhores-empresas-de-emprestimo-online/"
  ]
}' |
apify call scrapers_lat/idinheiro-scraper --silent --output-dataset

```

## MCP server setup

```json
{
    "mcpServers": {
        "apify": {
            "command": "npx",
            "args": [
                "mcp-remote",
                "https://mcp.apify.com/?tools=scrapers_lat/idinheiro-scraper",
                "--header",
                "Authorization: Bearer <YOUR_API_TOKEN>"
            ]
        }
    }
}

```

## OpenAPI specification

Download the OpenAPI definition: https://api.apify.com/v2/actors/hHDSgl52E9t4JBSFM/builds/uvAZZpAwtiualIbCD/openapi.json
