Chillylopez·Apr 18From Yield Chasing to Yield EngineeringDeFi is maturing. The first phase was about discovery: new protocols, high APYs, and users chasing the highest numbers. The second phase is…
Chillylopez·Mar 25The Role of ERC 4626 in Concrete VaultsBehind the user friendly interface of Concrete vaults lies a technical standard that makes everything work seamlessly: ERC 4626. This…
Chillylopez·Mar 19The Future of DeFi Is InfrastructureThe first phase of DeFi was about building protocols: lending, trading, farming. Innovators created new ways to borrow, swap, and earn…
Chillylopez·Mar 12The Mathematics of Risk-Adjusted ReturnBehind every investment decision lies a mathematical framework that separates professionals from amateurs. Professionals calculate…
Chillylopez·Mar 6The Duration MismatchAPY is an annualized rate, but most DeFi strategies operate on much shorter time horizons. This duration mismatch creates a fundamental…
Chillylopez·Feb 20The Architecture of AllocationEvery financial system is defined by its allocation architecture — how capital moves from sources to uses, from savers to borrowers, from…
Chillylopez·Feb 6The Velocity of Capital, AutomatedIn physics, power is a function of force and velocity. In finance, economic power is a function of capital and its velocity. Today, human…
Chillylopez·Jan 29Stop Chasing APY. Let Your Money WorkEveryone in crypto wants the highest yield. Screenshots of triple-digit APYs scroll across feeds every day. People hop from one protocol to…
